IFSC Lookup

Overview

Pass any valid 11-character IFSC code to fetch registered branch information. The lookup checks weekly updated banking records to return the institution name, branch address, contact details, city, district, and state. Paid plans also return MICR, SWIFT codes, and payment rail flags including IMPS, RTGS, NEFT, and UPI.

Live Test IFSC Lookup API →

Endpoint

One host, one path per API. The block below shows this call in four languages; every one of them is the same HTTP request. Making requests covers the timeouts, retries and parameter rules that apply to all of them. The SDKs wrap the same call in a typed client.

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curl "https://api.apiverve.com/v1/ifsclookup?ifsc=SBIN0005943" \
  -H "x-api-key: your_api_key_here"

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const res = await fetch('https://api.apiverve.com/v1/ifsclookup?ifsc=SBIN0005943', {
  headers: { 'x-api-key': 'your_api_key_here' },
});

if (!res.ok) throw new Error(`${res.status} ${await res.text()}`);

const { data } = await res.json();
console.log(data);

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import requests

res = requests.get(
    "https://api.apiverve.com/v1/ifsclookup?ifsc=SBIN0005943",
    headers={"x-api-key": "your_api_key_here"},
    timeout=15,
)
res.raise_for_status()

print(res.json()["data"])

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package main

import (
	"fmt"
	"io"
	"net/http"
)

func main() {
	req, _ := http.NewRequest("GET", "https://api.apiverve.com/v1/ifsclookup?ifsc=SBIN0005943", nil)
	req.Header.Set("x-api-key", "your_api_key_here")

	res, err := http.DefaultClient.Do(req)
	if err != nil {
		panic(err)
	}
	defer res.Body.Close()

	out, _ := io.ReadAll(res.Body)
	fmt.Println(string(out))
}

Replace your_api_key_here with the key from your dashboard. When the inputs arrive as a list rather than one at a time, batch requests run up to 200 of them through this same API in a single call.

Authentication

Send your key in the x-api-key header. That is the only auth step — there is no token exchange and no per-endpoint scope to configure. Authentication covers creating, rotating and revoking keys.

Parameters

Sent in the query string. Premium parameters are accepted on every plan but only take effect on plans that include them.

Response

Every API returns the same three top-level keys, so one response handler covers your whole integration: status, error and data. Only data changes shape. Response format covers the envelope, the other output formats and how premium fields are withheld.

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{
  "status": "ok",
  "error": null,
  "data": {
    "bank": "State Bank of India",
    "ifsc": "SBIN0005943",
    "branch": "KASTURBA GANDHI MARG,NEW DELHI",
    "address": "23, HIMALAYA HOUSE KASTURBA GANDHI MARG NEW DELHI ,PIN - 110001",
    "contact": "",
    "city": "NEW DELHI",
    "district": "NEW DELHI",
    "state": "DELHI",
    "imps": true,
    "rtgs": true,
    "neft": true,
    "upi": true,
    "micr": "110002062",
    "swift": ""
  }
}

Response fields

Paths are relative to data. Premium fields are absent rather than zeroed on plans that do not include them, so check for presence instead of comparing to 0.

Errors

Read the HTTP status first, then error for the specific reason. The body names the parameter that has to change. Error handling covers the full status list and which of them are worth retrying.

Use cases

Vendor Payout Verification

When onboarding Indian vendors, accounts payable teams confirm the bank name and branch location against supplied payout details before issuing wire transfers.

Checkout Routing

Fintech checkout forms auto-populate branch, city, and state values as soon as a customer enters their IFSC code.

Payroll Account Auditing

Audit employee direct deposit submissions by validating branch addresses and districts to reduce payout rejections from incorrect bank routing codes.

Merchant Settlement Setup

Payment gateways check branch credentials during merchant onboarding to verify account legitimacy before enabling settlement processing.

Other ways to use IFSC Lookup

Set up IFSC Lookup on APIVerve, or reach the same source a different way. Your APIVerve account and credits work on all of them — one key, one balance.

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