Financial Ratios

Overview

Financial Ratios works by computing standard ratio analysis over normalized SEC EDGAR filings (10-Q and 10-K) for US public companies. Every value is derived from the filed income statement, balance sheet and cash-flow figures: profitability (gross, operating, net margin, ROE, ROA), liquidity (current, quick, cash ratio), leverage (debt-to-equity, debt-to-assets, equity multiplier, interest coverage), efficiency (asset, inventory, receivables turnover), cash flow (FCF margin, capex intensity) and per-share (EPS, book value, FCF per share). With valuation=true, paid plans also get the latest filing valued against the most recent stored US share price: market cap (price times diluted weighted-average shares), price-to-earnings and earnings yield on trailing-twelve-month net income, price-to-sales on trailing revenue, and price-to-book on filed equity. Trailing figures come straight from a 10-K, or for a 10-Q from the prior fiscal year plus this year's quarters less the same quarters a year earlier; a figure stays null when a quarter it needs has not been captured or a ticker has no stored price. Data is refreshed continuously from official SEC filings.

Live Test Financial Ratios API →

Endpoint

One host, one path per API. The block below shows this call in four languages; every one of them is the same HTTP request. Making requests covers the timeouts, retries and parameter rules that apply to all of them. The SDKs wrap the same call in a typed client.

1
2

curl "https://api.apiverve.com/v1/financialratios?ticker=AAPL&valuation=true" \
  -H "x-api-key: your_api_key_here"

1
2
3
4
5
6
7
8

const res = await fetch('https://api.apiverve.com/v1/financialratios?ticker=AAPL&valuation=true', {
  headers: { 'x-api-key': 'your_api_key_here' },
});

if (!res.ok) throw new Error(`${res.status} ${await res.text()}`);

const { data } = await res.json();
console.log(data);

1
2
3
4
5
6
7
8
9
10

import requests

res = requests.get(
    "https://api.apiverve.com/v1/financialratios?ticker=AAPL&valuation=true",
    headers={"x-api-key": "your_api_key_here"},
    timeout=15,
)
res.raise_for_status()

print(res.json()["data"])

1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21

package main

import (
	"fmt"
	"io"
	"net/http"
)

func main() {
	req, _ := http.NewRequest("GET", "https://api.apiverve.com/v1/financialratios?ticker=AAPL&valuation=true", nil)
	req.Header.Set("x-api-key", "your_api_key_here")

	res, err := http.DefaultClient.Do(req)
	if err != nil {
		panic(err)
	}
	defer res.Body.Close()

	out, _ := io.ReadAll(res.Body)
	fmt.Println(string(out))
}

Replace your_api_key_here with the key from your dashboard. When the inputs arrive as a list rather than one at a time, batch requests run up to 200 of them through this same API in a single call.

Authentication

Send your key in the x-api-key header. That is the only auth step — there is no token exchange and no per-endpoint scope to configure. Authentication covers creating, rotating and revoking keys.

Parameters

Sent in the query string. Premium parameters are accepted on every plan but only take effect on plans that include them.

Response

Every API returns the same three top-level keys, so one response handler covers your whole integration: status, error and data. Only data changes shape. Response format covers the envelope, the other output formats and how premium fields are withheld.

1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60

{
  "status": "ok",
  "error": null,
  "data": {
    "ticker": "COST",
    "company": "COSTCO WHOLESALE CORP /NEW",
    "cik": "0000909832",
    "fiscalYear": 2026,
    "fiscalQuarter": 4,
    "filingType": "10-K",
    "filingDate": "2026-10-07",
    "periodEnd": "2026-08-30",
    "profitability": {
      "grossMargin": null,
      "operatingMargin": 3.85,
      "netMargin": 3.04,
      "returnOnEquity": 25.77,
      "returnOnAssets": 10.36
    },
    "liquidity": {
      "currentRatio": 1.06,
      "quickRatio": 0.62,
      "cashRatio": 0.46
    },
    "leverage": {
      "debtToEquity": 1.49,
      "debtToAssets": 0.6,
      "equityMultiplier": 2.49,
      "interestCoverage": 80.59
    },
    "efficiency": {
      "assetTurnover": 3.4,
      "inventoryTurnover": 13.68,
      "receivablesTurnover": null
    },
    "cashFlow": {
      "freeCashFlow": 9382000000,
      "fcfMargin": 3.09,
      "operatingCashFlowMargin": 5.22,
      "capexToRevenue": 2.12
    },
    "perShare": {
      "eps": 20.76,
      "bookValuePerShare": 80.5599,
      "freeCashFlowPerShare": 21.1103
    },
    "valuation": {
      "priceAsOf": "2026-11-05T21:00:00.000Z",
      "marketCap": 473576966930,
      "priceToEarnings": 51.33,
      "earningsYield": 1.95,
      "priceToSales": 1.56,
      "priceToBook": 13.23,
      "trailingEps": 20.76,
      "trailingRevenue": 303154000000,
      "trailingNetIncome": 9226000000,
      "trailingBasis": "annual"
    }
  }
}

Response fields

Paths are relative to data. Premium fields are absent rather than zeroed on plans that do not include them, so check for presence instead of comparing to 0.

Errors

Read the HTTP status first, then error for the specific reason. The body names the parameter that has to change. Error handling covers the full status list and which of them are worth retrying.

Use cases

Stock Screener Filtering

When screening public equities, brokerage apps evaluate short-term liquidity by comparing current ratios and debt-to-equity across competing firms.

Vendor Solvency Checks

Flag overleveraged suppliers before signing procurement contracts by checking debt-to-equity levels and operating margins against standard industry benchmarks.

Equity Research Dashboards

Financial media portals display gross and operating margins next to quarterly earnings reports to show readers true operating profitability.

Corporate Competitor Benchmarking

To benchmark balance sheet health against market competitors, corporate development teams monitor current ratios and debt liabilities across quarterly SEC filings.

Other ways to use Financial Ratios

Set up Financial Ratios on APIVerve, or reach the same source a different way. Your APIVerve account and credits work on all of them — one key, one balance.

Related

More in Finance: