Interest RateInterest Rate API

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Overview

To use Interest Rate, you need an API key. You can get one by creating a free account and visiting your dashboard.

GET Endpoint

URL
https://api.apiverve.com/v1/interestrate

Example

How to call the Interest Rate API in different programming languages.

cURL Request
curl -X GET \
  "https://api.apiverve.com/v1/interestrate?country=US" \
  -H "X-API-Key: your_api_key_here"
JavaScript (Fetch API)
const response = await fetch('https://api.apiverve.com/v1/interestrate?country=US', {
  method: 'GET',
  headers: {
    'X-API-Key': 'your_api_key_here',
    'Content-Type': 'application/json'
  }
});

const data = await response.json();
console.log(data);
Python (Requests)
import requests

headers = {
    'X-API-Key': 'your_api_key_here',
    'Content-Type': 'application/json'
}

response = requests.get('https://api.apiverve.com/v1/interestrate?country=US', headers=headers)

data = response.json()
print(data)
Go (net/http)
package main

import (
    "fmt"
    "io"
    "net/http"

)

func main() {
    req, _ := http.NewRequest("GET", "https://api.apiverve.com/v1/interestrate?country=US", nil)

    req.Header.Set("X-API-Key", "your_api_key_here")
    req.Header.Set("Content-Type", "application/json")

    client := &http.Client{}
    resp, err := client.Do(req)
    if err != nil {
        panic(err)
    }
    defer resp.Body.Close()

    body, _ := io.ReadAll(resp.Body)
    fmt.Println(string(body))
}
Example Response
{
  "status": "ok",
  "error": null,
  "data": {
    "country": "US",
    "countryName": "United States",
    "centralBank": "Federal Reserve",
    "rate": 4.5,
    "date": "2026-02-05",
    "lastUpdated": "2026-02-05T05:00:00.000Z",
    "lastChanged": "2026-01-29",
    "change": -0.25,
    "changeDirection": "down",
    "previousRate": 4.75
  }
}

Authentication

The Interest Rate API requires authentication via API key. Include your API key in the request header:

Required Header
X-API-Key: your_api_key_here

Learn more about authentication →

Interactive API Playground

Test the Interest Rate API directly in your browser with live requests and responses.

Parameters

The Interest Rate API supports multiple query options. Use one of the following:

Some Interest Rate parameters marked with Premium are available exclusively on paid plans.View pricing

Option 1: Get Current Interest Rate

ParameterTypeRequiredDescriptionDefaultExample
countrystringrequired
2-letter country code
Length: 2 - 2 chars
Supported values: AUBRCACHCN
-US

Option 2: Get Historical Interest Rate

ParameterTypeRequiredDescriptionDefaultExample
countrystringrequired
2-letter country code
Length: 2 - 2 chars
Supported values: AUBRCACHCN
-US
datePremiumstringrequired
Month to retrieve in YYYY-MM format
-2024-06

Response

The Interest Rate API returns responses in JSON, XML, YAML, and CSV formats. The JSON response is shown in the Example section above; alternative formats below.

Other Response Formats

XML Response
200 OK
<?xml version="1.0" encoding="UTF-8"?>
<response>
  <status>ok</status>
  <error xsi:nil="true" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance"/>
  <data>
    <country>US</country>
    <countryName>United States</countryName>
    <centralBank>Federal Reserve</centralBank>
    <rate>4.5</rate>
    <date>2026-02-05</date>
    <lastUpdated>2026-02-05T05:00:00.000Z</lastUpdated>
    <lastChanged>2026-01-29</lastChanged>
    <change>-0.25</change>
    <changeDirection>down</changeDirection>
    <previousRate>4.75</previousRate>
  </data>
</response>
YAML Response
200 OK
status: ok
error: null
data:
  country: US
  countryName: United States
  centralBank: Federal Reserve
  rate: 4.5
  date: '2026-02-05'
  lastUpdated: '2026-02-05T05:00:00.000Z'
  lastChanged: '2026-01-29'
  change: -0.25
  changeDirection: down
  previousRate: 4.75
CSV Response
200 OK
keyvalue
countryUS
countryNameUnited States
centralBankFederal Reserve
rate4.5
date2026-02-05
lastUpdated2026-02-05T05:00:00.000Z
lastChanged2026-01-29
change-0.25
changeDirectiondown
previousRate4.75

Response Structure

All API responses follow a consistent structure with the following fields:

FieldTypeDescriptionExample
statusstringIndicates whether the request was successful ("ok") or failed ("error")ok
errorstring | nullContains error message if status is "error", otherwise nullnull
dataobject | nullContains the API response data if successful, otherwise null{...}

Learn more about response formats →

Response Data Fields

When the request is successful, the data object contains the following fields:

Response fields marked with Premium are available exclusively on paid plans.View pricing
FieldTypeSample ValueDescription
countrystring"US"
Two-letter ISO country code for the nation
countryNamestring"United States"
Full name of the country in English
centralBankstring"Federal Reserve"
Name of the central bank managing monetary policy
ratenumber4.5
Central bank policy interest rate for the requested period
datestring"2026-02-05"
Exact date of the rate observation
lastUpdatedstring"2026-02-05T05:00:00.000Z"
ISO timestamp of the last data refresh update
lastChangedPremiumstring"2026-01-29"
Date when the rate was last changed
changePremiumnumber-0.25
Size of the last rate change in percentage points
changeDirectionstring"down"
Direction of last change: up, down, or unchanged
previousRatePremiumnumber4.75
Rate before the last change

Headers

Only X-API-Key is required. Optional headers include Accept for response format negotiation (JSON, XML, or YAML), User-Agent, and X-Request-ID for request tracing. See all request headers →

GraphQL AccessALPHA

Access Interest Rate through GraphQL to combine it with other API calls in a single request. Query only the interest rate data you need with precise field selection, and orchestrate complex data fetching workflows.

Test Interest Rate in the GraphQL Explorer to confirm availability and experiment with queries.

Credit Cost: Each API called in your GraphQL query consumes its standard credit cost.

GraphQL Endpoint
POST https://api.apiverve.com/v1/graphql
GraphQL Query Example
query {
  interestrate(
    input: {
      country: "US"
    }
  ) {
    country
    countryName
    centralBank
    rate
    date
    lastUpdated
    lastChanged
    change
    changeDirection
    previousRate
  }
}

Note: Authentication is handled via the x-api-key header in your GraphQL request, not as a query parameter.

CORS Support

The Interest Rate API accepts cross-origin requests from any origin, so it can be called directly from browser-based applications without a proxy. See CORS support →

Rate Limiting

Interest Rate requests are throttled per minute on the Free plan and unthrottled on paid plans. Exceeding the limit returns 429 Too Many Requests; rate-limit usage is reported in the X-RateLimit-Limit, X-RateLimit-Remaining, and X-RateLimit-Reset response headers. See per-plan limits and best practices →

Error Codes

The Interest Rate API uses standard HTTP status codes — 200 on success, 400 for invalid parameters, 401 for missing or invalid keys, 403 for insufficient credits, 429 for rate-limit exhaustion, and 500/503 for server-side issues. Each error response includes an X-Request-ID header you can quote when contacting support. See full error handling guide →

SDKs for Interest Rate

Official Interest Rate packages on npm, PyPI, NuGet, and JitPack — plus a Postman collection and an OpenAPI spec. See the SDK guide →

No-Code Integrations

Interest Rate works with Zapier, Make, Pipedream, n8n, and Power Automate using the same API key. See setup guides →

Frequently Asked Questions

How do I get an API key for Interest Rate?
Sign up for a free account at dashboard.apiverve.com. Your API key will be automatically generated and available in your dashboard. The same key works for Interest Rate and all other APIVerve APIs. The free plan includes 1,000 credits plus a 500 credit bonus.
How many credits does Interest Rate cost?

Each successful Interest Rate API call consumes credits based on plan tier. Check the pricing section above for the exact credit cost. Failed requests and errors don't consume credits, so you only pay for successful interest rate lookups.

Can I use Interest Rate in production?

The free plan is for testing and development only. For production use of Interest Rate, upgrade to a paid plan (Starter, Pro, or Mega) which includes commercial use rights, no attribution requirements, and guaranteed uptime SLAs. All paid plans are production-ready.

Can I use Interest Rate from a browser?
Yes! The Interest Rate API supports CORS with wildcard configuration, so you can call it directly from browser-based JavaScript without needing a proxy server. See the CORS section above for details.
What happens if I exceed my Interest Rate credit limit?

When you reach your monthly credit limit, Interest Rate API requests will return an error until you upgrade your plan or wait for the next billing cycle. You'll receive notifications at 80% and 95% usage to give you time to upgrade if needed.

What's Next?

Continue your journey with these recommended resources

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