Savings BondsSavings Bonds API

OnlineCredit Usage:1 per callRefreshed 1 week ago
avg: 500ms|p50: 467ms|p75: 522ms|p90: 588ms|p99: 720ms

Savings Bonds provides current and historical rates for US Savings Bonds including Series I (I Bonds) and Series EE bonds. Includes rate components, purchase limits, and comparison recommendations.

The Savings Bonds API provides reliable and fast access to savings bonds data through a simple REST interface. Built for developers who need consistent, high-quality results with minimal setup time.

To use Savings Bonds, you need an API key. You can get one by creating a free account and visiting your dashboard.

GET Endpoint

URL
https://api.apiverve.com/v1/savingsbonds

Code Examples

Here are examples of how to call the Savings Bonds API in different programming languages:

cURL Request
curl -X GET \
  "https://api.apiverve.com/v1/savingsbonds" \
  -H "X-API-Key: your_api_key_here"
JavaScript (Fetch API)
const response = await fetch('https://api.apiverve.com/v1/savingsbonds', {
  method: 'GET',
  headers: {
    'X-API-Key': 'your_api_key_here',
    'Content-Type': 'application/json'
  }
});

const data = await response.json();
console.log(data);
Python (Requests)
import requests

headers = {
    'X-API-Key': 'your_api_key_here',
    'Content-Type': 'application/json'
}

response = requests.get('https://api.apiverve.com/v1/savingsbonds', headers=headers)

data = response.json()
print(data)
Node.js (Native HTTPS)
const https = require('https');
const url = require('url');

const options = {
  method: 'GET',
  headers: {
    'X-API-Key': 'your_api_key_here',
    'Content-Type': 'application/json'
  }
};

const req = https.request('https://api.apiverve.com/v1/savingsbonds', options, (res) => {
  let data = '';
  res.on('data', (chunk) => data += chunk);
  res.on('end', () => console.log(JSON.parse(data)));
});

req.end();
PHP (cURL)
<?php

$ch = curl_init();

curl_setopt($ch, CURLOPT_URL, 'https://api.apiverve.com/v1/savingsbonds');
curl_setopt($ch, CURLOPT_RETURNTRANSFER, true);
curl_setopt($ch, CURLOPT_CUSTOMREQUEST, 'GET');
curl_setopt($ch, CURLOPT_HTTPHEADER, [
    'X-API-Key: your_api_key_here',
    'Content-Type: application/json'
]);

$response = curl_exec($ch);
curl_close($ch);

$data = json_decode($response, true);
print_r($data);

?>
Go (net/http)
package main

import (
    "fmt"
    "io"
    "net/http"

)

func main() {
    req, _ := http.NewRequest("GET", "https://api.apiverve.com/v1/savingsbonds", nil)

    req.Header.Set("X-API-Key", "your_api_key_here")
    req.Header.Set("Content-Type", "application/json")

    client := &http.Client{}
    resp, err := client.Do(req)
    if err != nil {
        panic(err)
    }
    defer resp.Body.Close()

    body, _ := io.ReadAll(resp.Body)
    fmt.Println(string(body))
}
Ruby (Net::HTTP)
require 'net/http'
require 'json'

uri = URI('https://api.apiverve.com/v1/savingsbonds')
http = Net::HTTP.new(uri.host, uri.port)
http.use_ssl = true

request = Net::HTTP::Get.new(uri)
request['X-API-Key'] = 'your_api_key_here'
request['Content-Type'] = 'application/json'

response = http.request(request)
puts JSON.pretty_generate(JSON.parse(response.body))
C# (HttpClient)
using System;
using System.Net.Http;
using System.Text;
using System.Threading.Tasks;

class Program
{
    static async Task Main(string[] args)
    {
        using var client = new HttpClient();
        client.DefaultRequestHeaders.Add("X-API-Key", "your_api_key_here");

        var response = await client.GetAsync("https://api.apiverve.com/v1/savingsbonds");
        response.EnsureSuccessStatusCode();

        var responseBody = await response.Content.ReadAsStringAsync();
        Console.WriteLine(responseBody);
    }
}

Authentication

The Savings Bonds API requires authentication via API key. Include your API key in the request header:

Required Header
X-API-Key: your_api_key_here

Learn more about authentication →

Interactive API Playground

Test the Savings Bonds API directly in your browser with live requests and responses.

Parameters

The following parameters are available for the Savings Bonds API:

Get Savings Bond Rates

ParameterTypeRequiredDescriptionDefaultExample
typestringoptional
Bond type: 'i' for I Bonds, 'ee' for EE Bonds. Omit for both.
-i

Response

The Savings Bonds API returns responses in JSON, XML, YAML, and CSV formats:

Example Responses

JSON Response
200 OK
{
  "status": "ok",
  "error": null,
  "data": {
    "iBonds": {
      "currentRate": 5.27,
      "fixedRate": 1.3,
      "inflationRate": 1.97,
      "purchaseLimit": 10000
    },
    "eeBonds": {
      "currentRate": 2.7,
      "guaranteedDoubling": "20 years (guaranteed to double in value)",
      "purchaseLimit": 10000
    },
    "recommendation": "I Bonds",
    "recommendationReason": "I Bonds currently offer 5.27% vs EE Bonds at 2.70%",
    "nextRateChange": "2024-05-01",
    "lastUpdated": "2024-02-01T00:00:00.000Z"
  }
}
XML Response
200 OK
<?xml version="1.0" encoding="UTF-8"?>
<response>
  <status>ok</status>
  <error xsi:nil="true" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance"/>
  <data>
    <iBonds>
      <currentRate>5.27</currentRate>
      <fixedRate>1.3</fixedRate>
      <inflationRate>1.97</inflationRate>
      <purchaseLimit>10000</purchaseLimit>
    </iBonds>
    <eeBonds>
      <currentRate>2.7</currentRate>
      <guaranteedDoubling>20 years (guaranteed to double in value)</guaranteedDoubling>
      <purchaseLimit>10000</purchaseLimit>
    </eeBonds>
    <recommendation>I Bonds</recommendation>
    <recommendationReason>I Bonds currently offer 5.27% vs EE Bonds at 2.70%</recommendationReason>
    <nextRateChange>2024-05-01</nextRateChange>
    <lastUpdated>2024-02-01T00:00:00.000Z</lastUpdated>
  </data>
</response>
YAML Response
200 OK
status: ok
error: null
data:
  iBonds:
    currentRate: 5.27
    fixedRate: 1.3
    inflationRate: 1.97
    purchaseLimit: 10000
  eeBonds:
    currentRate: 2.7
    guaranteedDoubling: 20 years (guaranteed to double in value)
    purchaseLimit: 10000
  recommendation: I Bonds
  recommendationReason: I Bonds currently offer 5.27% vs EE Bonds at 2.70%
  nextRateChange: '2024-05-01'
  lastUpdated: '2024-02-01T00:00:00.000Z'
CSV Response
200 OK
keyvalue
iBonds{currentRate:5.27,fixedRate:1.3,inflationRate:1.97,purchaseLimit:10000}
eeBonds{currentRate:2.7,guaranteedDoubling:20 years (guaranteed to double in value),purchaseLimit:10000}
recommendationI Bonds
recommendationReasonI Bonds currently offer 5.27% vs EE Bonds at 2.70%
nextRateChange2024-05-01
lastUpdated2024-02-01T00:00:00.000Z

Response Structure

All API responses follow a consistent structure with the following fields:

FieldTypeDescriptionExample
statusstringIndicates whether the request was successful ("ok") or failed ("error")ok
errorstring | nullContains error message if status is "error", otherwise nullnull
dataobject | nullContains the API response data if successful, otherwise null{...}

Learn more about response formats →

Response Data Fields

When the request is successful, the data object contains the following fields:

FieldTypeSample Value
iBondsobject{...}
â”” currentRatenumber5.27
â”” fixedRatenumber1.3
â”” inflationRatenumber1.97
â”” purchaseLimitnumber10000
eeBondsobject{...}
â”” currentRatenumber2.7
â”” guaranteedDoublingstring"20 years (guaranteed to double in value)"
â”” purchaseLimitnumber10000
recommendationstring"I Bonds"
recommendationReasonstring"I Bonds currently offer 5.27% vs EE Bonds at 2.70%"
nextRateChangestring"2024-05-01"
lastUpdatedstring"2024-02-01T00:00:00.000Z"

Headers

Required and optional headers for Savings Bonds API requests:

Header NameRequiredExample ValueDescription
X-API-Keyrequiredyour_api_key_hereYour APIVerve API key. Found in your dashboard under API Keys.
Acceptoptionalapplication/jsonSpecify response format: application/json (default), application/xml, or application/yaml
User-AgentoptionalMyApp/1.0Identifies your application for analytics and debugging purposes
X-Request-IDoptionalreq_123456789Custom request identifier for tracking and debugging requests
Cache-Controloptionalno-cacheControl caching behavior for the request and response

Learn more about request headers →

GraphQL AccessALPHA

Access Savings Bonds through GraphQL to combine it with other API calls in a single request. Query only the savings bonds data you need with precise field selection, and orchestrate complex data fetching workflows.

Test Savings Bonds in the GraphQL Explorer to confirm availability and experiment with queries.

Credit Cost: Each API called in your GraphQL query consumes its standard credit cost.

GraphQL Endpoint
POST https://api.apiverve.com/v1/graphql
GraphQL Query Example
query {
  savingsbonds(
    input: {
      type: "i"
    }
  ) {
    iBonds {
      currentRate
      fixedRate
      inflationRate
      purchaseLimit
    }
    eeBonds {
      currentRate
      guaranteedDoubling
      purchaseLimit
    }
    recommendation
    recommendationReason
    nextRateChange
    lastUpdated
  }
}

Note: Authentication is handled via the x-api-key header in your GraphQL request, not as a query parameter.

CORS Support

The Savings Bonds API supports Cross-Origin Resource Sharing (CORS) with wildcard configuration, allowing you to call Savings Bonds directly from browser-based applications without proxy servers.

CORS HeaderValueDescription
Access-Control-Allow-Origin*Accepts requests from any origin
Access-Control-Allow-Methods*Accepts any HTTP method
Access-Control-Allow-Headers*Accepts any request headers

Browser Usage: You can call Savings Bonds directly from JavaScript running in the browser without encountering CORS errors. No proxy server or additional configuration needed.

Learn more about CORS support →

Rate Limiting

Savings Bonds API requests are subject to rate limiting based on your subscription plan. These limits ensure fair usage and maintain service quality for all Savings Bonds users.

PlanRate LimitDescription
Free5 requests/minHard rate limit enforced - exceeding will return 429 errors
StarterNo LimitProduction ready - standard traffic priority
ProNo LimitProduction ready - preferred traffic priority
MegaNo LimitProduction ready - highest traffic priority

Learn more about rate limiting →

Rate Limit Headers

When rate limits apply, each Savings Bonds response includes headers to help you track your usage:

HeaderDescription
X-RateLimit-LimitMaximum number of requests allowed per time window
X-RateLimit-RemainingNumber of requests remaining in the current window
X-RateLimit-ResetUnix timestamp when the rate limit window resets

Handling Rate Limits

Free Plan: When you exceed your rate limit, Savings Bonds returns a 429 Too Many Requests status code. Your application should implement appropriate backoff logic to handle this gracefully.

Paid Plans: No rate limiting or throttling applied. All paid plans (Starter, Pro, Mega) are production-ready.

Best Practices for Savings Bonds:

  • Monitor the rate limit headers to track your Savings Bonds usage (Free plan only)
  • Cache savings bonds responses where appropriate to reduce API calls
  • Upgrade to Pro or Mega for guaranteed no-throttle Savings Bonds performance

Note: Savings Bonds rate limits are separate from credit consumption. You may have credits remaining but still hit rate limits when using Savings Bonds on Free tier.

Error Codes

The Savings Bonds API uses standard HTTP status codes to indicate success or failure:

CodeMessageDescriptionSolution
200OKRequest successful, data returnedNo action needed - request was successful
400Bad RequestInvalid request parameters or malformed requestCheck required parameters and ensure values match expected formats
401UnauthorizedMissing or invalid API keyInclude x-api-key header with valid API key from dashboard
403ForbiddenAPI key lacks permission or insufficient creditsCheck credit balance in dashboard or upgrade plan
429Too Many RequestsRate limit exceeded (Free: 5 req/min)Implement request throttling or upgrade to paid plan
500Internal Server ErrorServer error occurredRetry request after a few seconds, contact support if persists
503Service UnavailableAPI temporarily unavailableWait and retry, check status page for maintenance updates

Learn more about error handling →

Need help? Contact support with your X-Request-ID for assistance.

Integrate Savings Bonds with SDKs

Get started quickly with official Savings Bonds SDKs for your preferred language. Each library handles authentication, request formatting, and error handling automatically.

Available for Node.js, Python, C#/.NET, and Android/Java. All SDKs are open source and regularly updated.

Integrate Savings Bonds with No-Code API Tools

Connect the Savings Bonds API to your favorite automation platform without writing code. Build workflows that leverage savings bonds data across thousands of apps.

All platforms use your same API key to access Savings Bonds. Visit our integrations hub for step-by-step setup guides.

Frequently Asked Questions

How do I get an API key for Savings Bonds?
Sign up for a free account at dashboard.apiverve.com. Your API key will be automatically generated and available in your dashboard. The same key works for Savings Bonds and all other APIVerve APIs. The free plan includes 1,000 credits plus a 500 credit bonus.
How many credits does Savings Bonds cost?

Each successful Savings Bonds API call consumes credits based on plan tier. Check the pricing section above for the exact credit cost. Failed requests and errors don't consume credits, so you only pay for successful savings bonds lookups.

Can I use Savings Bonds in production?

The free plan is for testing and development only. For production use of Savings Bonds, upgrade to a paid plan (Starter, Pro, or Mega) which includes commercial use rights, no attribution requirements, and guaranteed uptime SLAs. All paid plans are production-ready.

Can I use Savings Bonds from a browser?
Yes! The Savings Bonds API supports CORS with wildcard configuration, so you can call it directly from browser-based JavaScript without needing a proxy server. See the CORS section above for details.
What happens if I exceed my Savings Bonds credit limit?

When you reach your monthly credit limit, Savings Bonds API requests will return an error until you upgrade your plan or wait for the next billing cycle. You'll receive notifications at 80% and 95% usage to give you time to upgrade if needed.

What's Next?

Continue your journey with these recommended resources

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