Mortgage Calculator API - APIVerve Documentation

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API Overview

Mortgage Calculator is a simple tool for calculating mortgage payments. It returns the monthly payment, total interest, and more. To use this API, you need an API key. You can get one by creating a free account and visiting your dashboard.

Important: Ensure that this API is enabled from within your dashboard to use it in your application. If not, you may receive a 403 error

View API in Directory

Client Libaries

To get started with minimal code, most of our APIs are available through client libraries:

Calculate Mortgage

1 Token

Calculate mortgage payments based on the loan amount, interest rate, and loan term

	
#POST Request
https://api.apiverve.com/v1/mortgagecalculator

x-api-key (required)

This is a required header on every request. Your API Key is found from within your dashboard

accept

This is an optional header. Set the value to application/json, application/xml, or application/yaml

amountdouble(required)

The loan amount (e.g., 200000)

ratedouble(required)

The interest rate (e.g., 4.5)

yearsint(required)

The loan term in years (e.g., 30)

downpaymentdouble

The down payment amount (e.g., 15000)

annual_propertytaxdouble

The annual property tax amount (e.g., 2000)

annual_homeinsurancedouble

The annual home insurance amount (e.g., 1200)

annual_hoadouble

The annual HOA amount (e.g., 500)

Sample Request

	
import requests

url = "https://api.apiverve.com/v1/mortgagecalculator"

payload = { "amount": 570000, "rate": 6.8, "years": 30 }
headers = {
	"x-api-key": "YOUR_API_KEY",
	"Content-Type": "application/json"
}

response = requests.post(url, json=payload, headers=headers)

print(response.json())

	
using System.Net.Http.Headers;
var client = new HttpClient();
var request = new HttpRequestMessage
{
	Method = HttpMethod.Post,
	RequestUri = new Uri("https://api.apiverve.com/v1/mortgagecalculator"),
	Headers =
	{
		{ "x-api-key", "YOUR_API_KEY" }
	},
	Content = new StringContent("{ \"amount\": 570000, \"rate\": 6.8, \"years\": 30 }")
	{
		Headers =
		{
			ContentType = new MediaTypeHeaderValue("application/json")
		}
	}
};
using (var response = await client.SendAsync(request))
{
	response.EnsureSuccessStatusCode();
	var body = await response.Content.ReadAsStringAsync();
	Console.WriteLine(body);
}

	
const data = JSON.stringify({ "amount": 570000, "rate": 6.8, "years": 30 });

const xhr = new XMLHttpRequest();
xhr.withCredentials = true;

xhr.addEventListener('readystatechange', function () {
	if (this.readyState === this.DONE) {
		console.log(this.responseText);
	}
});

xhr.open('POST', 'https://api.apiverve.com/v1/mortgagecalculator');
xhr.setRequestHeader('x-api-key', 'YOUR_API_KEY');
xhr.setRequestHeader('Content-Type', 'application/json');
xhr.setRequestHeader('Accept', 'application/json');

xhr.send(data);

	
const request = require('request');

const options = {
  method: 'POST',
  url: 'https://api.apiverve.com/v1/mortgagecalculator',
  headers: {
    'x-api-key': 'YOUR_API_KEY',
    'Content-Type': 'application/json',
    Accept: 'application/json'
  },
  body: { "amount": 570000, "rate": 6.8, "years": 30 },
  json: true
};

request(options, function (error, response, body) {
	if (error) throw new Error(error);

	console.log(body);
});

	
HttpRequest request = HttpRequest.newBuilder()
		.uri(URI.create("https://api.apiverve.com/v1/mortgagecalculator"))
		.header("x-api-key", "YOUR_API_KEY")
		.header("Content-Type", "application/json")
		.header("Accept", "application/json")
		.method("POST", HttpRequest.BodyPublishers.ofString("{ \"amount\": 570000, \"rate\": 6.8, \"years\": 30 }"))
		.build();
HttpResponse response = HttpClient.newHttpClient().send(request, HttpResponse.BodyHandlers.ofString());
System.out.println(response.body());

	
import Foundation

let headers = [
	"x-api-key": "YOUR_API_KEY",
	"Content-Type": "application/json"
]
let parameters = ["amount" : 570000, "rate" : 6.8, "years" : 30,] as [String : Any]

let postData = JSONSerialization.data(withJSONObject: parameters, options: [])

let request = NSMutableURLRequest(url: NSURL(string: "https://api.apiverve.com/v1/mortgagecalculator")! as URL,
				cachePolicy: .useProtocolCachePolicy,
                timeoutInterval: 10.0)

request.httpMethod = "POST"
request.allHTTPHeaderFields = headers
request.httpBody = postData as Data

let session = URLSession.shared
let dataTask = session.dataTask(with: request as URLRequest, completionHandler: { (data, response, error) -> Void in
	if (error != nil) {
		print(error as Any)
	} else {
		let httpResponse = response as? HTTPURLResponse
		print(httpResponse)
	}
})

dataTask.resume()

	
curl --request POST \
	--url https://api.apiverve.com/v1/mortgagecalculator \
	--header 'Accept: application/json' \
	--header 'Content-Type: application/json' \
	--header 'x-api-key: YOUR_API_KEY' \
	--data '{ "amount": 570000, "rate": 6.8, "years": 30 }'

Sample Response

	
{
  "status": "ok",
  "error": null,
  "data": {
    "amount": 570000,
    "downpayment": 0,
    "rate": 6.8,
    "years": 30,
    "total_interest_paid": 767750.49,
    "monthly_payment": {
      "total": 3715.97,
      "mortgage": 3715.97,
      "property_tax": 0,
      "hoa": 0,
      "home_insurance": 0
    },
    "annual_payment": {
      "total": 44591.68,
      "mortgage": 44591.68,
      "property_tax": 0,
      "hoa": 0,
      "home_insurance": 0
    },
    "amortization_schedule": [
      {
        "month": 1,
        "interest_payment": 3230,
        "principal_payment": 485.97,
        "remaining_balance": 569514.03
      },
      {
        "month": 2,
        "interest_payment": 3227.25,
        "principal_payment": 488.73,
        "remaining_balance": 569025.3
      },
      {
        "month": 3,
        "interest_payment": 3224.48,
        "principal_payment": 491.5,
        "remaining_balance": 568533.8
      },
      {
        "month": 4,
        "interest_payment": 3221.69,
        "principal_payment": 494.28,
        "remaining_balance": 568039.52
      },
      {
        "month": 5,
        "interest_payment": 3218.89,
        "principal_payment": 497.08,
        "remaining_balance": 567542.44
      },
      {
        "month": 6,
        "interest_payment": 3216.07,
        "principal_payment": 499.9,
        "remaining_balance": 567042.54
      },
      {
        "month": 7,
        "interest_payment": 3213.24,
        "principal_payment": 502.73,
        "remaining_balance": 566539.8
      },
      {
        "month": 8,
        "interest_payment": 3210.39,
        "principal_payment": 505.58,
        "remaining_balance": 566034.22
      },
      {
        "month": 9,
        "interest_payment": 3207.53,
        "principal_payment": 508.45,
        "remaining_balance": 565525.78
      },
      {
        "month": 10,
        "interest_payment": 3204.65,
        "principal_payment": 511.33,
        "remaining_balance": 565014.45
      },
      {
        "month": 11,
        "interest_payment": 3201.75,
        "principal_payment": 514.23,
        "remaining_balance": 564500.22
      },
      {
        "month": 12,
        "interest_payment": 3198.83,
        "principal_payment": 517.14,
        "remaining_balance": 563983.09
      },
      {
        "month": 13,
        "interest_payment": 3195.9,
        "principal_payment": 520.07,
        "remaining_balance": 563463.02
      },
      {
        "month": 14,
        "interest_payment": 3192.96,
        "principal_payment": 523.02,
        "remaining_balance": 562940
      },
      {
        "month": 15,
        "interest_payment": 3189.99,
        "principal_payment": 525.98,
        "remaining_balance": 562414.02
      },
      {
        "month": 16,
        "interest_payment": 3187.01,
        "principal_payment": 528.96,
        "remaining_balance": 561885.06
      },
      {
        "month": 17,
        "interest_payment": 3184.02,
        "principal_payment": 531.96,
        "remaining_balance": 561353.1
      },
      {
        "month": 18,
        "interest_payment": 3181,
        "principal_payment": 534.97,
        "remaining_balance": 560818.13
      },
      {
        "month": 19,
        "interest_payment": 3177.97,
        "principal_payment": 538,
        "remaining_balance": 560280.12
      },
      {
        "month": 20,
        "interest_payment": 3174.92,
        "principal_payment": 541.05,
        "remaining_balance": 559739.07
      },
      {
        "month": 21,
        "interest_payment": 3171.85,
        "principal_payment": 544.12,
        "remaining_balance": 559194.95
      },
      {
        "month": 22,
        "interest_payment": 3168.77,
        "principal_payment": 547.2,
        "remaining_balance": 558647.75
      },
      {
        "month": 23,
        "interest_payment": 3165.67,
        "principal_payment": 550.3,
        "remaining_balance": 558097.45
      },
      {
        "month": 24,
        "interest_payment": 3162.55,
        "principal_payment": 553.42,
        "remaining_balance": 557544.03
      },
      {
        "month": 25,
        "interest_payment": 3159.42,
        "principal_payment": 556.56,
        "remaining_balance": 556987.47
      },
      {
        "month": 26,
        "interest_payment": 3156.26,
        "principal_payment": 559.71,
        "remaining_balance": 556427.76
      },
      {
        "month": 27,
        "interest_payment": 3153.09,
        "principal_payment": 562.88,
        "remaining_balance": 555864.87
      },
      {
        "month": 28,
        "interest_payment": 3149.9,
        "principal_payment": 566.07,
        "remaining_balance": 555298.8
      },
      {
        "month": 29,
        "interest_payment": 3146.69,
        "principal_payment": 569.28,
        "remaining_balance": 554729.52
      },
      {
        "month": 30,
        "interest_payment": 3143.47,
        "principal_payment": 572.51,
        "remaining_balance": 554157.01
      },
      {
        "month": 31,
        "interest_payment": 3140.22,
        "principal_payment": 575.75,
        "remaining_balance": 553581.26
      },
      {
        "month": 32,
        "interest_payment": 3136.96,
        "principal_payment": 579.01,
        "remaining_balance": 553002.25
      },
      {
        "month": 33,
        "interest_payment": 3133.68,
        "principal_payment": 582.29,
        "remaining_balance": 552419.96
      },
      {
        "month": 34,
        "interest_payment": 3130.38,
        "principal_payment": 585.59,
        "remaining_balance": 551834.36
      },
      {
        "month": 35,
        "interest_payment": 3127.06,
        "principal_payment": 588.91,
        "remaining_balance": 551245.45
      },
      {
        "month": 36,
        "interest_payment": 3123.72,
        "principal_payment": 592.25,
        "remaining_balance": 550653.2
      },
      {
        "month": 37,
        "interest_payment": 3120.37,
        "principal_payment": 595.61,
        "remaining_balance": 550057.6
      },
      {
        "month": 38,
        "interest_payment": 3116.99,
        "principal_payment": 598.98,
        "remaining_balance": 549458.62
      },
      {
        "month": 39,
        "interest_payment": 3113.6,
        "principal_payment": 602.37,
        "remaining_balance": 548856.24
      },
      {
        "month": 40,
        "interest_payment": 3110.19,
        "principal_payment": 605.79,
        "remaining_balance": 548250.45
      },
      {
        "month": 41,
        "interest_payment": 3106.75,
        "principal_payment": 609.22,
        "remaining_balance": 547641.23
      },
      {
        "month": 42,
        "interest_payment": 3103.3,
        "principal_payment": 612.67,
        "remaining_balance": 547028.56
      },
      {
        "month": 43,
        "interest_payment": 3099.83,
        "principal_payment": 616.15,
        "remaining_balance": 546412.41
      },
      {
        "month": 44,
        "interest_payment": 3096.34,
        "principal_payment": 619.64,
        "remaining_balance": 545792.78
      },
      {
        "month": 45,
        "interest_payment": 3092.83,
        "principal_payment": 623.15,
        "remaining_balance": 545169.63
      },
      {
        "month": 46,
        "interest_payment": 3089.29,
        "principal_payment": 626.68,
        "remaining_balance": 544542.95
      },
      {
        "month": 47,
        "interest_payment": 3085.74,
        "principal_payment": 630.23,
        "remaining_balance": 543912.72
      },
      {
        "month": 48,
        "interest_payment": 3082.17,
        "principal_payment": 633.8,
        "remaining_balance": 543278.92
      },
      {
        "month": 49,
        "interest_payment": 3078.58,
        "principal_payment": 637.39,
        "remaining_balance": 542641.53
      },
      {
        "month": 50,
        "interest_payment": 3074.97,
        "principal_payment": 641,
        "remaining_balance": 542000.52
      },
      {
        "month": 51,
        "interest_payment": 3071.34,
        "principal_payment": 644.64,
        "remaining_balance": 541355.88
      },
      {
        "month": 52,
        "interest_payment": 3067.68,
        "principal_payment": 648.29,
        "remaining_balance": 540707.59
      },
      {
        "month": 53,
        "interest_payment": 3064.01,
        "principal_payment": 651.96,
        "remaining_balance": 540055.63
      },
      {
        "month": 54,
        "interest_payment": 3060.32,
        "principal_payment": 655.66,
        "remaining_balance": 539399.97
      },
      {
        "month": 55,
        "interest_payment": 3056.6,
        "principal_payment": 659.37,
        "remaining_balance": 538740.6
      },
      {
        "month": 56,
        "interest_payment": 3052.86,
        "principal_payment": 663.11,
        "remaining_balance": 538077.49
      },
      {
        "month": 57,
        "interest_payment": 3049.11,
        "principal_payment": 666.87,
        "remaining_balance": 537410.62
      },
      {
        "month": 58,
        "interest_payment": 3045.33,
        "principal_payment": 670.65,
        "remaining_balance": 536739.97
      },
      {
        "month": 59,
        "interest_payment": 3041.53,
        "principal_payment": 674.45,
        "remaining_balance": 536065.52
      },
      {
        "month": 60,
        "interest_payment": 3037.7,
        "principal_payment": 678.27,
        "remaining_balance": 535387.26
      },
      {
        "month": 61,
        "interest_payment": 3033.86,
        "principal_payment": 682.11,
        "remaining_balance": 534705.14
      },
      {
        "month": 62,
        "interest_payment": 3030,
        "principal_payment": 685.98,
        "remaining_balance": 534019.17
      },
      {
        "month": 63,
        "interest_payment": 3026.11,
        "principal_payment": 689.86,
        "remaining_balance": 533329.3
      },
      {
        "month": 64,
        "interest_payment": 3022.2,
        "principal_payment": 693.77,
        "remaining_balance": 532635.53
      },
      {
        "month": 65,
        "interest_payment": 3018.27,
        "principal_payment": 697.71,
        "remaining_balance": 531937.82
      },
      {
        "month": 66,
        "interest_payment": 3014.31,
        "principal_payment": 701.66,
        "remaining_balance": 531236.16
      },
      {
        "month": 67,
        "interest_payment": 3010.34,
        "principal_payment": 705.64,
        "remaining_balance": 530530.53
      },
      {
        "month": 68,
        "interest_payment": 3006.34,
        "principal_payment": 709.63,
        "remaining_balance": 529820.89
      },
      {
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        "interest_payment": 3002.32,
        "principal_payment": 713.66,
        "remaining_balance": 529107.24
      },
      {
        "month": 70,
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        "remaining_balance": 528389.54
      },
      {
        "month": 71,
        "interest_payment": 2994.21,
        "principal_payment": 721.77,
        "remaining_balance": 527667.77
      },
      {
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        "interest_payment": 2990.12,
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        "remaining_balance": 526941.92
      },
      {
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        "principal_payment": 729.97,
        "remaining_balance": 526211.95
      },
      {
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        "principal_payment": 734.11,
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      },
      {
        "month": 75,
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        "principal_payment": 738.27,
        "remaining_balance": 524739.57
      },
      {
        "month": 76,
        "interest_payment": 2973.52,
        "principal_payment": 742.45,
        "remaining_balance": 523997.13
      },
      {
        "month": 77,
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      },
      {
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        "interest_payment": 2965.09,
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        "remaining_balance": 522499.58
      },
      {
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        "remaining_balance": 521744.44
      },
      {
        "month": 80,
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        "remaining_balance": 520985.02
      },
      {
        "month": 81,
        "interest_payment": 2952.25,
        "principal_payment": 763.73,
        "remaining_balance": 520221.29
      },
      {
        "month": 82,
        "interest_payment": 2947.92,
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      {
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      },
      {
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      },
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      },
      {
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      },
      {
        "month": 87,
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      },
      {
        "month": 88,
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      },
      {
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      },
      {
        "month": 90,
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        "remaining_balance": 513150.04
      },
      {
        "month": 91,
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        "remaining_balance": 512341.92
      },
      {
        "month": 92,
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        "remaining_balance": 511529.22
      },
      {
        "month": 93,
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        "remaining_balance": 510711.91
      },
      {
        "month": 94,
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      },
      {
        "month": 95,
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      },
      {
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      },
      {
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      },
      {
        "month": 98,
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      },
      {
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      },
      {
        "month": 100,
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      },
      {
        "month": 101,
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        "principal_payment": 855.1,
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      },
      {
        "month": 102,
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      },
      {
        "month": 103,
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        "remaining_balance": 502279.72
      },
      {
        "month": 104,
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        "principal_payment": 869.72,
        "remaining_balance": 501410
      },
      {
        "month": 105,
        "interest_payment": 2841.32,
        "principal_payment": 874.65,
        "remaining_balance": 500535.35
      },
      {
        "month": 106,
        "interest_payment": 2836.37,
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      },
      {
        "month": 107,
        "interest_payment": 2831.38,
        "principal_payment": 884.59,
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      },
      {
        "month": 108,
        "interest_payment": 2826.37,
        "principal_payment": 889.6,
        "remaining_balance": 497881.55
      },
      {
        "month": 109,
        "interest_payment": 2821.33,
        "principal_payment": 894.64,
        "remaining_balance": 496986.9
      },
      {
        "month": 110,
        "interest_payment": 2816.26,
        "principal_payment": 899.71,
        "remaining_balance": 496087.19
      },
      {
        "month": 111,
        "interest_payment": 2811.16,
        "principal_payment": 904.81,
        "remaining_balance": 495182.38
      },
      {
        "month": 112,
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      <interest_payment>2068.99</interest_payment>
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    <amortization_schedule>
      <month>218</month>
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    <amortization_schedule>
      <month>219</month>
      <interest_payment>2050.27</interest_payment>
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    <amortization_schedule>
      <month>220</month>
      <interest_payment>2040.83</interest_payment>
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      <remaining_balance>358472.17</remaining_balance>
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    <amortization_schedule>
      <month>221</month>
      <interest_payment>2031.34</interest_payment>
      <principal_payment>1684.63</principal_payment>
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    <amortization_schedule>
      <month>222</month>
      <interest_payment>2021.8</interest_payment>
      <principal_payment>1694.18</principal_payment>
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    <amortization_schedule>
      <month>223</month>
      <interest_payment>2012.2</interest_payment>
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    <amortization_schedule>
      <month>224</month>
      <interest_payment>2002.54</interest_payment>
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      <remaining_balance>351676.16</remaining_balance>
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    <amortization_schedule>
      <month>225</month>
      <interest_payment>1992.83</interest_payment>
      <principal_payment>1723.14</principal_payment>
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    <amortization_schedule>
      <month>226</month>
      <interest_payment>1983.07</interest_payment>
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    <amortization_schedule>
      <month>227</month>
      <interest_payment>1973.25</interest_payment>
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    <amortization_schedule>
      <month>228</month>
      <interest_payment>1963.37</interest_payment>
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    <amortization_schedule>
      <month>229</month>
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    <amortization_schedule>
      <month>230</month>
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    <amortization_schedule>
      <month>231</month>
      <interest_payment>1933.41</interest_payment>
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    <amortization_schedule>
      <month>232</month>
      <interest_payment>1923.31</interest_payment>
      <principal_payment>1792.67</principal_payment>
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    <amortization_schedule>
      <month>233</month>
      <interest_payment>1913.15</interest_payment>
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    <amortization_schedule>
      <month>234</month>
      <interest_payment>1902.93</interest_payment>
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    <amortization_schedule>
      <month>235</month>
      <interest_payment>1892.66</interest_payment>
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    <amortization_schedule>
      <month>236</month>
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    <amortization_schedule>
      <month>237</month>
      <interest_payment>1871.94</interest_payment>
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    <amortization_schedule>
      <month>238</month>
      <interest_payment>1861.49</interest_payment>
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    <amortization_schedule>
      <month>239</month>
      <interest_payment>1850.98</interest_payment>
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    <amortization_schedule>
      <month>240</month>
      <interest_payment>1840.41</interest_payment>
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    <amortization_schedule>
      <month>241</month>
      <interest_payment>1829.78</interest_payment>
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      <month>242</month>
      <interest_payment>1819.09</interest_payment>
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      <month>243</month>
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    <amortization_schedule>
      <month>244</month>
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    <amortization_schedule>
      <month>245</month>
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      <month>246</month>
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    <amortization_schedule>
      <month>247</month>
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    <amortization_schedule>
      <month>248</month>
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      <month>249</month>
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      <month>250</month>
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      <month>251</month>
      <interest_payment>1720.13</interest_payment>
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    <amortization_schedule>
      <month>252</month>
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      <month>253</month>
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      <month>254</month>
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      <month>255</month>
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      <month>256</month>
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      <month>257</month>
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      <principal_payment>2099.97</principal_payment>
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      <month>261</month>
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      <month>262</month>
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      <month>263</month>
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      <month>264</month>
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      <month>265</month>
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      <month>266</month>
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      <month>267</month>
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      <month>268</month>
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      <month>269</month>
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      <month>270</month>
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      <month>271</month>
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      <month>272</month>
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      <month>273</month>
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      <month>274</month>
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      <month>275</month>
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      <month>276</month>
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      <month>277</month>
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      <month>278</month>
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      <month>279</month>
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      <month>280</month>
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      <month>282</month>
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      <month>283</month>
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      <month>291</month>
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      <month>356</month>
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      <month>357</month>
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      <month>358</month>
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      <month>359</month>
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    <amortization_schedule>
      <month>360</month>
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      <remaining_balance>0</remaining_balance>
    </amortization_schedule>
  </data>
  <code>200</code>
</Root>

	
status: ok
error: 
data:
  amount: 570000
  downpayment: 0
  rate: 6.8
  years: 30
  total_interest_paid: 767750.49
  monthly_payment:
    total: 3715.97
    mortgage: 3715.97
    property_tax: 0
    hoa: 0
    home_insurance: 0
  annual_payment:
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    mortgage: 44591.68
    property_tax: 0
    hoa: 0
    home_insurance: 0
  amortization_schedule:
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    principal_payment: 2446.09
    remaining_balance: 221650.93
  - month: 288
    interest_payment: 1256.02
    principal_payment: 2459.95
    remaining_balance: 219190.98
  - month: 289
    interest_payment: 1242.08
    principal_payment: 2473.89
    remaining_balance: 216717.09
  - month: 290
    interest_payment: 1228.06
    principal_payment: 2487.91
    remaining_balance: 214229.18
  - month: 291
    interest_payment: 1213.97
    principal_payment: 2502.01
    remaining_balance: 211727.17
  - month: 292
    interest_payment: 1199.79
    principal_payment: 2516.19
    remaining_balance: 209210.98
  - month: 293
    interest_payment: 1185.53
    principal_payment: 2530.44
    remaining_balance: 206680.54
  - month: 294
    interest_payment: 1171.19
    principal_payment: 2544.78
    remaining_balance: 204135.75
  - month: 295
    interest_payment: 1156.77
    principal_payment: 2559.2
    remaining_balance: 201576.55
  - month: 296
    interest_payment: 1142.27
    principal_payment: 2573.71
    remaining_balance: 199002.84
  - month: 297
    interest_payment: 1127.68
    principal_payment: 2588.29
    remaining_balance: 196414.55
  - month: 298
    interest_payment: 1113.02
    principal_payment: 2602.96
    remaining_balance: 193811.59
  - month: 299
    interest_payment: 1098.27
    principal_payment: 2617.71
    remaining_balance: 191193.89
  - month: 300
    interest_payment: 1083.43
    principal_payment: 2632.54
    remaining_balance: 188561.35
  - month: 301
    interest_payment: 1068.51
    principal_payment: 2647.46
    remaining_balance: 185913.89
  - month: 302
    interest_payment: 1053.51
    principal_payment: 2662.46
    remaining_balance: 183251.42
  - month: 303
    interest_payment: 1038.42
    principal_payment: 2677.55
    remaining_balance: 180573.88
  - month: 304
    interest_payment: 1023.25
    principal_payment: 2692.72
    remaining_balance: 177881.15
  - month: 305
    interest_payment: 1007.99
    principal_payment: 2707.98
    remaining_balance: 175173.17
  - month: 306
    interest_payment: 992.65
    principal_payment: 2723.33
    remaining_balance: 172449.85
  - month: 307
    interest_payment: 977.22
    principal_payment: 2738.76
    remaining_balance: 169711.09
  - month: 308
    interest_payment: 961.7
    principal_payment: 2754.28
    remaining_balance: 166956.81
  - month: 309
    interest_payment: 946.09
    principal_payment: 2769.88
    remaining_balance: 164186.93
  - month: 310
    interest_payment: 930.39
    principal_payment: 2785.58
    remaining_balance: 161401.35
  - month: 311
    interest_payment: 914.61
    principal_payment: 2801.37
    remaining_balance: 158599.98
  - month: 312
    interest_payment: 898.73
    principal_payment: 2817.24
    remaining_balance: 155782.74
  - month: 313
    interest_payment: 882.77
    principal_payment: 2833.2
    remaining_balance: 152949.54
  - month: 314
    interest_payment: 866.71
    principal_payment: 2849.26
    remaining_balance: 150100.28
  - month: 315
    interest_payment: 850.57
    principal_payment: 2865.41
    remaining_balance: 147234.87
  - month: 316
    interest_payment: 834.33
    principal_payment: 2881.64
    remaining_balance: 144353.23
  - month: 317
    interest_payment: 818
    principal_payment: 2897.97
    remaining_balance: 141455.26
  - month: 318
    interest_payment: 801.58
    principal_payment: 2914.39
    remaining_balance: 138540.86
  - month: 319
    interest_payment: 785.06
    principal_payment: 2930.91
    remaining_balance: 135609.95
  - month: 320
    interest_payment: 768.46
    principal_payment: 2947.52
    remaining_balance: 132662.44
  - month: 321
    interest_payment: 751.75
    principal_payment: 2964.22
    remaining_balance: 129698.22
  - month: 322
    interest_payment: 734.96
    principal_payment: 2981.02
    remaining_balance: 126717.2
  - month: 323
    interest_payment: 718.06
    principal_payment: 2997.91
    remaining_balance: 123719.29
  - month: 324
    interest_payment: 701.08
    principal_payment: 3014.9
    remaining_balance: 120704.39
  - month: 325
    interest_payment: 683.99
    principal_payment: 3031.98
    remaining_balance: 117672.41
  - month: 326
    interest_payment: 666.81
    principal_payment: 3049.16
    remaining_balance: 114623.25
  - month: 327
    interest_payment: 649.53
    principal_payment: 3066.44
    remaining_balance: 111556.81
  - month: 328
    interest_payment: 632.16
    principal_payment: 3083.82
    remaining_balance: 108472.99
  - month: 329
    interest_payment: 614.68
    principal_payment: 3101.29
    remaining_balance: 105371.69
  - month: 330
    interest_payment: 597.11
    principal_payment: 3118.87
    remaining_balance: 102252.83
  - month: 331
    interest_payment: 579.43
    principal_payment: 3136.54
    remaining_balance: 99116.29
  - month: 332
    interest_payment: 561.66
    principal_payment: 3154.31
    remaining_balance: 95961.97
  - month: 333
    interest_payment: 543.78
    principal_payment: 3172.19
    remaining_balance: 92789.78
  - month: 334
    interest_payment: 525.81
    principal_payment: 3190.16
    remaining_balance: 89599.62
  - month: 335
    interest_payment: 507.73
    principal_payment: 3208.24
    remaining_balance: 86391.38
  - month: 336
    interest_payment: 489.55
    principal_payment: 3226.42
    remaining_balance: 83164.95
  - month: 337
    interest_payment: 471.27
    principal_payment: 3244.71
    remaining_balance: 79920.25
  - month: 338
    interest_payment: 452.88
    principal_payment: 3263.09
    remaining_balance: 76657.16
  - month: 339
    interest_payment: 434.39
    principal_payment: 3281.58
    remaining_balance: 73375.57
  - month: 340
    interest_payment: 415.79
    principal_payment: 3300.18
    remaining_balance: 70075.39
  - month: 341
    interest_payment: 397.09
    principal_payment: 3318.88
    remaining_balance: 66756.51
  - month: 342
    interest_payment: 378.29
    principal_payment: 3337.69
    remaining_balance: 63418.83
  - month: 343
    interest_payment: 359.37
    principal_payment: 3356.6
    remaining_balance: 60062.23
  - month: 344
    interest_payment: 340.35
    principal_payment: 3375.62
    remaining_balance: 56686.61
  - month: 345
    interest_payment: 321.22
    principal_payment: 3394.75
    remaining_balance: 53291.86
  - month: 346
    interest_payment: 301.99
    principal_payment: 3413.99
    remaining_balance: 49877.87
  - month: 347
    interest_payment: 282.64
    principal_payment: 3433.33
    remaining_balance: 46444.54
  - month: 348
    interest_payment: 263.19
    principal_payment: 3452.79
    remaining_balance: 42991.75
  - month: 349
    interest_payment: 243.62
    principal_payment: 3472.35
    remaining_balance: 39519.4
  - month: 350
    interest_payment: 223.94
    principal_payment: 3492.03
    remaining_balance: 36027.37
  - month: 351
    interest_payment: 204.16
    principal_payment: 3511.82
    remaining_balance: 32515.55
  - month: 352
    interest_payment: 184.25
    principal_payment: 3531.72
    remaining_balance: 28983.83
  - month: 353
    interest_payment: 164.24
    principal_payment: 3551.73
    remaining_balance: 25432.1
  - month: 354
    interest_payment: 144.12
    principal_payment: 3571.86
    remaining_balance: 21860.24
  - month: 355
    interest_payment: 123.87
    principal_payment: 3592.1
    remaining_balance: 18268.14
  - month: 356
    interest_payment: 103.52
    principal_payment: 3612.45
    remaining_balance: 14655.69
  - month: 357
    interest_payment: 83.05
    principal_payment: 3632.92
    remaining_balance: 11022.76
  - month: 358
    interest_payment: 62.46
    principal_payment: 3653.51
    remaining_balance: 7369.25
  - month: 359
    interest_payment: 41.76
    principal_payment: 3674.21
    remaining_balance: 3695.04
  - month: 360
    interest_payment: 20.94
    principal_payment: 3695.04
    remaining_balance: 0
code: 200

Live Test API in Playground

Response Types

The Mortgage Calculator API supports the following response content types:

application/json, application/xml, application/yaml

You can specify the response content type by setting the Accept header in your request. If you don't specify a content type, the API will default to application/json.

Authentication

The Mortgage Calculator API uses an API Key to authenticate requests. You can view and manage your API key by visiting your dashboard.

Your API keys carry many privileges. To keep them from being abused, please do not share the keys on client-side code or Github etc. Keep them very secure.

To use any API, you must have it enabled from within your dashboard. Disabled APIs will fail to respond to your requests.

All requests made to the API must contain the header x-api-key in each of your requests. API requests without authentication will fail.

All API requests must also be made over secure HTTPS. Requests made over plain HTTP will fail.

Error Code	Meaning
401	Your request was made with invalid credentials. This error also appears when you don't pass the `x-api-key` header in your request.
403	Typically, this occurs when you are trying to access an API that you have not enabled.

Rate Limits

	
{
    "status": "error",
    "data": null,
    "error": "tokens have been depleted",
    "code": 429
}

Each subscription has its own monthly token limit. Your token count is based on your subscription plan. If you reach your limits, don't worry. You can always upgrade or downgrade at any time.

When you reach your limit, the service will stop responding and typically return an HTTP 429 response status code. The error will also contain a detailed JSON.

The Mortgage Calculator API uses the following error code:

Error Code	Meaning
429	You have exceeded your rate limit and further requests will be denied until the next cycle.

Error Codes

For reference, the Mortgage Calculator API uses the following error codes:

Error Code	Meaning
Code	Message
200	The request was successful. The response will include the requested data.
400	The request was invalid. The response will include a message that explains the error.
401	The request was not authorized. Usually, this means that the API key is missing or invalid.
403	This means that the request was trying to access a resource that it does not have permission to access.
404	This means that the resource you are trying to access does not exist.
429	This means that you have reached the rate limit. The response will include a Retry-After header that indicates how many seconds you need to wait before making a new request.
500	This means that there was an error on the server side. We are alerted when this happens and we will work to fix it as soon as possible.

Mortgage Calculator API Reference